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Journalist
Writer's pictureCat Lindsay

How will the Spring Budget affect first-time buyers?

After rumours around to potential changes to stamp duty and the possible launch of a 99% mortgage scheme, the Spring Budget is likely to help a small percentage of home-buyers.

Photo taken by Cat Lindsay

Even with the housing crisis and mortgages being one of the defining topics of recent years and a mortgage scheme reportedly considered.

It appears to have been removed with nothing in to take its place to help first-time buyers.

Kayleigh Lynch, mum of two and resident in Dorset said: “More help is definitely needed to help first-time buyers who have smaller deposits and struggling to be able to borrow enough to get on the ladder.

Photo taken by Cat Lindsay

Nationwide said in a press release on the 4th of March what they were hoping to see in the Spring Budget.

Their hope included the reintroduction of the Help to Buy ISA, which could increase the amount “saved per month from £200 to £500, reflective of higher house prices today.”

Henry Jordan, Nationwide’s Director of Home, said: “The government must make homeownership accessible for more people.”


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